Health Care Roles Shifting, Causing Big Changes in Florida
From high deductibles to understanding the Affordable Care Act (ACA), health care can be a difficult topic for many Americans. To make matters more complicated, socialized medicine, insurers, and hospitals all over the U.S. are constantly shifting health care standards.
Florida, for example, is facing a unique set of health care complications. And with the Florida race for governor hurtling toward its November conclusion, the Florida health care crisis is one of the top contention points.
Business owners in Florida should be aware of these changes, especially if they plan to provide their employees with medical solutions. Here’s what you need to know.
Changing Business Practices
There is a new expectation growing, that health care should be affordable and accessible for everyone. To meet the increasing demand and compete with new attitudes about health care affordability, providers are switching up their business practices in order to compete.
Hospital chains in Orlando are starting to provide their own insurance, an HMO they hope employers like Disney will adopt. In doing so, they can ensure patients use only their facilities. This would eliminate choice, but hopefully provide care at a reasonable price for patients.
Insurance companies, on the other hand, are buying up physicians practices, creating huge networks of affiliated doctors. The effect is very similar, with patients using their facilities at a potential lower cost.
The standard doctor’s office visit is changing up as well. Urgent care centers are growing in popularity due to their convenient, and often quick, walk-in access. In order to provide a similar convenience, offices such as Collier County provider NCH Healthcare began providing virtual doctor visits. This service is for non-emergencies only, but still, a shake-up in the way it’s provided.
Uninsured Numbers Up
Florida is one of eighteen states that did not expand their Medicaid program when the Affordable Care Act was enacted in 2014.
Since then, the number of uninsured people in Florida has continued to rise, reaching 12.9%, or about 2.6 million people in 2017. This number is much higher than the national average of only 8.8%.
Without support in the House, a Medicaid expansion is unlikely in Florida as the legislative body has already rejected expansion proposals in 2014 and 2016.
With that in mind, Florida uninsured numbers are unlikely to decrease.
Getting Ready for the Future
As providers continue to change their business practices to suit the volatile, ever-changing health market, the future of health care in Florida is unclear.
With health care growing more complex, and almost half of all business owners admitting they don’t understand how ACA compliance works, an outsourcing partner is vital to help businesses save time, money, and legal drama.
If you have questions about health care, then contact the professionals at GIGA Solutions. Our Benefits Division helps business owners gain access to benefit offerings and assistance with compliance. They also help build plans specific to a single business, offering flexible packages and sensible pricing.
The Benefits team also works closely with business owners to identify cost savings and administrative efficiencies in the areas of services around benefit administration, education, implementations, and benefit enrollment.